Insurance

Postpaid Vs. Prepaid – what’s the best option?

In India mobile telecom operators like Jio, Airtel and Vi are paying equal attention to the services that they provide under their prepaid and postpaid plans. Prepaid plans require subscribers to pay for their mobile plan in advance, postpaid network services where subscribers are built at the end of each month. On the face of it, the pricing method may seem to be the only significant distinction between the two kinds of network packages. But when it comes to deciding between choosing the better option, there are a lot of factors that you need to consider. So without any further discussion, let us quickly look at a comparison of both prepaid and postpaid plans.

Direct comparison

  1. Pricing: Usually prepaid plans are less expensive as compared to postpaid plans, but they may not have as many features or benefits as a postpaid plan. Further, a postpaid plan is best suited for those who have a steady source of income to make postpaid bill payment each month.
  2. Duration: The duration of online postpaid bill pay is fixed, that is 30 days. However, there are multiple payment options that come with prepaid plans in addition to monthly prepaid plans. Subscribers can also avail themselves of weekly, daily, quarterly or yearly plans. Thus prepaid mobile service provides more flexibility and options to customers.
  3. Recharging connection: In prepaid plans, you have to recharge your account even before you can access it. In the case of postpaid plans, your plan will be refreshed on the first day of your next billing cycle. So unlike a prepaid contract where you will have to recharge your account again to access the services, a postpaid plan will still allow you to utilize the services and the cost of extra usage will be added to the billing cycle of next month.
  4. Data coverage: Most postpaid plans offered by telecom operators provide unlimited data, which is not the case with prepaid plans that come with limited data usage. Depending upon the pricing of the plan. Furthermore, if you have a 30GB data plan in a postpaid service, and you use only 20GB of data in a month, then the remaining 10GB of data will be rolled over to the next month in addition to the data that you will be getting in that month. This kind of service is not available with prepaid plans.

By now it is already evident that prepaid and postpaid mobile plans have their own share of pros and cons. Whenever you need to know about different prepaid and postpaid plans offered by different telecom operators in detail, you can browse through the website of Airtel Payments Bank and also make online bill payments easily. The method is quite safe, secure and hassle-free. Further, you can also pay for different other bills like water bills, electricity bills, DTH bills and broadband bill payment.

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